Buy to let Mortgage Broker - no broker fees
We are a whole of market, buy to let mortgage broker
We do not charge any broker fees
If you want to buy or remortgage buy to let property, and you want to move fast, then get in touch now, either fill in our enquiry form or give us a call
Interest in buy to let in the uk probably stems from our common experience of profiting from rising property values.
Buying to let offers investors the opportunity of investing in something tangible - bricks and mortar.
A buy to let mortgage enables you to buy without finding the whole of the purchase price
You will need to find a suitable property and you will need a minimum 20% deposit - ideally 25% deposit.
There are a number of lenders vying for your business. This has had the effect of reducing buy to let mortgage interest rates.
Buying property as an investment has risks. The value of your property can go down as well as up. You will be liable for the repair of your property and will have to maintain the mortgage payments even if you have problems collecting the rent
The average age of a first-time buyer has risen by 26% during the past 30 years, increasing from 27 in 1977 to 34 today, according to mortgage lender GE Money Home Lending This means that people are renting for longer periods prior to buying.
Demand for property appears to exceed supply. The population of the UK is growing at an average rate of 0.7 per cent. It is projected that by the year 2016, the population will have risen by 4.4 million to 65 million. This growth is higher than in previous years. Increasing population, immigration and smaller households are contributing to the demand for property.
In its summer forecast, the Construction Products Association said that UK housing starts - where construction physically starts on site - were likely to be around 147,000 this year, the lowest annual number since 1945, and 27pc lower than 2007.
As an investor you need to identify what you want from this investment. Have you identified an area with strong short term potential or are you looking for a long term investment, possibly as a form of pension income.
Taking professional mortgage advice will ensure you get the best buy to let mortgage deal for your circumstances.
We are a uk mortgage broker. We do not charge our clients any fees
We can offer you advice and access to the whole mortgage market. (some schemes are only available through brokers like ourselves). We have access to both residential and buy to let lenders.
If you already have a buy to let mortgage then you may be looking to remortgage onto a lower interest rate. Check out our remortgage special offers
If you would like to take this a step further we would be delighted to talk to you.
We have provided several pages of advice which will be of interest to new landlords.