Buy to let mortgage lendersThe largest buy to let lenders are probably not mortgage lenders that most people will be familiar with. These buy to let lenders design their products around the needs of the landlord. They are frequently the best choice because their interest rates are competitive and they are accommodating in their lending criteria. The best buy to let schemes and lowest buy to let interest rates are often the preserve of this group of specialist lenders. The best buy to let deals are often only available through mortgage brokers such as ourselves. This is due to the large volumes of business that we submit which enable us to obtain discounted rates We have listed below some of the larger buy to let lenders: Part of the Halifax - Bank of Scotland group of companies. One of the more efficient lenders. Birmingham Midshires will lend up to 75% of value. A mortgaged portfolio of up to £5 million can be held within the HBOS group of companies Birmingham Midshires require that the main applicant earns at least £25,000 pa. Birmingham Midshires require that the rental income should exceed 125% of the interest only mortgage payments calculated at the pay rate Birmingham Midshires offer a range of exclusive mortgages that are only available through mortgage brokers - please contact us for details of their current mortgages Part of the Bradford and Bingley Group. There is no minimum income requirement, but Mortgage Express require a 3 year continuous employment history. Mortgage Express require that the rental income should exceed 125% of the interest only mortgage payments calculated using the charge rate or 120% of any 5 year fixed rate. Mortgage Express will lend against properties that will be let to students. Mortgage Express are not currently accepting new business Part of the Paragon Group. Mortgage Trust will accept multiple tenancies on some of their schemes Mortgage Trust offer a range of exclusive mortgages that are only available through mortgage brokers - please contact us for details of current products Mortgage Trust are not currently accepting new business Part of the General Motors Group of the USA! This lender is rapidly establishing itself as an innovative and efficient lender. They are now the 12th largest lender in the UK GMAC are not currently accepting new business Platform Home Loans is a specialist lender that is part of the Britannia building Society. They will lend up to 75% of value against buy to let properties. Platform Home Loans require that the rental income should exceed 125% of the interest only mortgage payments calculated using their standard variable rate or any 3 year charge rate. Platform Home Loans offer a range of exclusive mortgages that are only available through mortgage brokers - please contact us for details of current products next...buy to let lending criteria | 
