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Buy to let deposits are coming down!

 

Kensington mortgages have just released buy to let products requiring a minimum 20% deposit

 

While the rates on offer are not that exciting. They will enable you to buy a property with a reduced deposit.

 

To qualify for these deals, you must satisfy the following:

 

  • You must have held a residential mortgage for at least 1 year
  • First time landlords welcome
  • Property in England and Wales only
  • New build property: maximum loan 65%
  • Minimum single income £25,000
  • Minimum property value £90,000

 

The following deals are available:



Buy to let

20% deposit

Kensington

£2.5% product fee

2 year fix at 5.69%
5.69% pay rate

reverts to LIBOR + 4.8%

Early repayment penalties during fixed rate

Remortgage or Purchase up to 80% of value
(if rental income is sufficient)

No broker fees!

Agreement in principle

phone now!

08456 44 88 23

Buy to let

20% deposit

Kensington

£1499 product fee

2 year fix at 5.99%
5.99% pay rate

reverts to LIBOR + 4.8%

Early repayment penalties during fixed rate

Remortgage or Purchase up to 80% of value
(if rental income is sufficient)

No broker fees!

Agreement in principle

phone now!

08456 44 88 23

 

 

LIBOR (London Interbank Borrowing Rate) is the commercial rate of borrowing. It is currently 0.9%. The rate is set by the banks every 3 months. LIBOR is a variable rate.

These rates can be withdrawn at short notice

 

 

Next... buy to let best buys

 

Mortgages Direct - Expatriate Mortgages - Mortgages with Adverse credit 


Your home is at risk if you do not keep up the repayments on a mortgage or other loan secured on it.